Showing Tag: "finance" (Show all posts)

Personal Finance – OBS’s, Minimizing Fees and MER’s, and a Bad Bank Move

Posted by Janice Maguire on Tuesday, September 30, 2014, In : Personal Finance 

Now that I have been using an online brokerage service (OBS) for direct investing, it is hard to believe it took me so long and that I was so hesitant.  So please don't be like I was, if you haven't, sign up, get started and be a direct invest savvy saver.

It matters not that you are Generation
 X, a Millennial or a Boomer.  It matters not, if you have limited or extensive knowledge of financial products or even an aversion to banks.  What does matter, is making informed buying decisions to bui...


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Personal Finance - A Middle Class Lifestyle

Posted by Janice Maguire on Tuesday, July 8, 2014, In : Personal Finance 

There is so much talk on the loss of the middle class.  From my perspective, it sure seems that way, but not for all the reasons you might think. The “experts” aren't wrong, but the entire story may not solely be about jobs, opportunity and the economy. 

Although we have various opinions on what constitutes “middle class”, we can probably agree on these three:

  • a certain level of income
  • a demonstration of material wealth, even if leveraged
  • a substantive net worth accumulation
We have less c...
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About Me


This blog page is intended to give back and share aspects of my professional and personal life’s experiences. My hope is through this sharing, I can bring some positive perspective and simplicity to stages in your life where the path is unclear. This has prompted me to write what has worked for me, in order to inspire you, to help you, to calm you, to just make you feel you are ok in this world and so much more. I am not a professional writer, not trying to judge anyone, just someone who believes in trying to put life's events in perspective while comforting your soul, if it so wishes. Your life balance is up to you, but I wish you enlightenment, peace, joy, love, reason, acceptance, willingness, neutrality and courage.